.webp)
Exchange EUR to NOK
Our Rates
Our Branches
FAQs
Don’t Forget to Buy Norwegian Krone (NOK) Before Travelling to Norway
Norway is one of the countries where cash is used least in the world: according to its central bank, only 3% of in-store payments are made using banknotes and coins. When travelling to Norway, the important thing is knowing how to pay by card without losing money on every purchase, while carrying some cash just in case. At Prosegur Change, you can do both: load kroner onto your Travel Money Card via the app and order the cash you need online, with no commission, for collection at one of our branches.
|
|
|
Currency |
Norwegian krone (NOK, kr) |
|
Commission on online reservations |
0 % |
|
Collection |
Free from 18 branches in Spain |
|
Payment |
At the branch, by card or in cash |
|
Leftover pounds |
BuyBack guarantee: €6.95 |
|
Cash-free option |
A country that pays by card and mobile phone
According to the Norwegian central bank's 2026 survey, 59% of in-store payments were made by card and 37% by mobile phone. Supermarkets, cafés, museums, public transport and most taxis accept contactless payments, and many services operate without staff, including car parks, ticket machines and petrol station pumps. In these places, you will only be able to pay by card.
For Spanish travellers, the problem is the cost. Every payment in kroner made with a Spanish bank card is subject to your bank's currency conversion, sometimes with an additional foreign currency transaction fee. In a country where almost everything is paid for by card, these fees can add up over the course of your trip.
The Travel Money Card: pay in kroner like a Norwegian
The Travel Money Card is designed specifically for destinations like Norway. It is a free, 100% virtual Mastercard with no monthly fee on the Standard plan, which you can add to Apple Pay or Google Pay. From the app, you can load Norwegian kroner at the current exchange rate, which is more favourable than the rate applied when buying cash, and pay with your phone at any business that accepts cards, which means almost everywhere in Norway.
As you top it up by bank transfer and the money arrives within minutes, you do not need to calculate your budget down to the last penny before leaving. If your trip lasts longer than expected or you run short of money, you can top up directly from the app. And if your journey continues to Sweden, you can also load Swedish kronor onto the same card.
Get your NOK at the best exchange rate with our multi-currency card.
EUR
This card is issued without any funds loaded. It can be topped up once activated.
Is it worth carrying cash?
A little, yes. Although cash is rarely used, it remains legal tender and, since 1 October 2024, Norwegian law has recognised the right to pay in cash at most businesses with staff. Since May 2025, businesses that refuse cash payments can also be fined. There are exceptions, including vending machines, unmanned premises and payments exceeding 20,000 kroner.
In practice, cash is useful as a backup if you lose mobile coverage or a card terminal stops working, when visiting certain stalls or markets, or simply if you prefer not to rely on your phone. A few hundred kroner should usually be enough.
Banknotes and coins: beware of old banknotes
Current Norwegian banknotes come in denominations of 50, 100, 200, 500 and 1,000 kroner and feature maritime designs. If you have kept banknotes from a trip before 2017, check them carefully: banknotes from the previous series lost their legal tender status between 2018 and 2020, depending on the denomination, and can no longer be used for payments. Coins come in denominations of 1, 5, 10 and 20 kroner.
.webp)
Before leaving Spain
Norway is part of the Schengen Area, so you can enter with your national identity card (DNI) or passport, even though the country is not a member of the European Union and does not use the euro. Norwegian customs requires you to declare cash exceeding 25,000 kroner when entering or leaving the country. Failure to do so can result in a fine of 20% of the total amount, not just the excess. When leaving Spain with €10,000 or more, remember to submit form S1 to the Spanish Tax Agency.
How to get your kroner
If you plan to pay mainly by card, download the app and apply for your Travel Money Card before you leave. For cash, check the Norwegian krone exchange rate, order the amount you need online and collect it from your preferred branch, for example in Madrid, Valencia or Seville, or find your nearest branch using our branch locator. If you have any kroner left when you return, you can sell them back to us or exchange them back at the same rate under our buy-back guarantee.
Traveling soon?
Here's how to easily exchange your money:
1. Select currency
Choose your currency and the amount you need. Stock guaranteed on 65 currencies!
2. Select location & date
Choose from 18 branches for a free pick up. No need to prepay your order online
3. Collect & pay
Pay by card or in cash directly at the branch upon pick-up. You're now all set for your trip!
Frequently asked questions about the Norwegian krone
Very little. Only 3% of in-store payments are made in cash, but it is worth carrying some as a backup.
By card or mobile phone. With the Travel Money Card, you pay in kroner and avoid your Spanish bank's currency conversion on every purchase.
Yes, at most businesses with staff, for payments of up to 20,000 kroner.
No. Banknotes from the previous series lost their legal tender status between 2018 and 2020.
Up to 25,000 kroner. Any amount above this must be declared to customs.